Credit is a fact of life for most Americans. Yet, the choices people make on how to use their first credit card, or handle their first loan, can change their life for years to come. That's why it's so critical to educate young people on the use of credit.

This year's Get Smart About Credit Day is October 21, 2010. For more information, visit the ABA Web site.

Read about the Get Smart About Credit Day kit.

View a list of banks currently registered to participate in the 2010 Get Smart About Credit Day.

To maximize Get Smart About Credit's impact this year, consider participating in the National Foundation for Credit Counseling's Protect Your Identity Week (Oct. 17-23). Participating banks can partner with local credit counselors to give joint lessons, host a community shredding event courtesy of Cintas, or direct consumers to the Protect Your Identity Week Web site. More information.

For more information contact Jason Busch, WBA's Financial Literacy Coordinator at 608/441-1237 or e-mail.